IT IS IMPORTANT THAT YOU READ THESE TERMS OF USE (“TERMS”) CAREFULLY AS THEY, TOGETHER WITH ANY POLICIES OR GUIDELINES ON THE MYACADEMIA.ZONE WEBSITE GOVERN YOUR USE OF JOURNABLE INC. (“JOURNABLE INC”)’s SERVICES PROVIDED THROUGH THE MYACADEMIA.ZONE WEBSITE (THE “WEBSITE”). Use of this Website is not permitted where prohibited by law. As a condition of using this Website, you represent and warrant that (a) all registration information you submit to MyAcademia.Zone is true and accurate; (b) you will maintain the accuracy of such information; (c) you are at least thirteen (13) years of age. By using this Website you indicate your acceptance of these Terms. If you do not accept these Terms, then do not use this Website or any of its content or services.

About MyAcademia.Zone

MyAcademia.Zone is an online platform where registered users can upload their self-created educational materials for other users to access, use, and evaluate. The website’s terms may be amended or updated at any time without prior notice, and it is the user responsibility to review them periodically. Using the website after any changes to the terms signifies acceptance of the revised terms. Any new features added to the website will also be subject to these terms unless otherwise stated.

1. Initiation of Transaction: When a customer decides to purchase an educational service, they pay the agreed amount. Instead of going directly to the educator, this payment is secured within our Escrow Payment System.

2. Provision of Service: The educator then provides the service as described to the customer. They do so knowing that the payment has already been made and is safely held in escrow.

3. Verification of Satisfaction: Once the service is provided, the customer can review and verify their satisfaction with the service.

4. Release of Funds: If the customer confirms their satisfaction, the funds held in escrow are then released to the educator. This marks the successful completion of the transaction.

5. Dispute and Resolution: If the customer is unsatisfied with the service, they can raise a dispute. Our dispute resolution team will then step in to review the case. If the dispute is resolved in the customer's favor, a partial or full refund will be made from the funds held in escrow back to the customer.
By holding funds in escrow until satisfaction is confirmed, we ensure that customers only pay when they receive the service they expect. Educators can confidently provide services knowing that the payment is secure. This fosters trust and encourages fair transactions in our marketplace.


One-time Purchases.  To access exam tutorial packages or other one-off content packages offered by MyAcademia.Zone, payment must be made in advance. Payment will be automatically charged to the user's credit card in the amount specified for the chosen package, and all payments are non-refundable.

Price Changes.  MyAcademia.Zone reserves the right to change the prices for any content or services provided on the website at any time, as determined solely by the website. Any changes to pricing will take effect 30 days after the website sends email notice to the user or updates the pricing information on the website, unless otherwise specified in these terms.

No Refunds.  ONCE PAYMENT IS MADE, IT CANNOT BE REFUNDED AND PARTIAL PERIODS OF SERVICE USAGE WILL NOT BE CREDITED. If you cancel, you will still be able to access the service until the end of your current billing cycle.

Billing Information.  To edit your billing information, visit https://myacademia.zone.com after logging in. If a payment fails due to expiration, insufficient funds, or other reasons, and you don't update your payment information or cancel your account, you'll still be responsible for any outstanding charges. The Payment Method will continue to be billed, and this could alter your billing dates. Payment Method issuers may charge additional fees, such as foreign transaction fees. Contact your Payment Method provider for more information.


A refund will be considered if the following conditions are met:

  • Content Warranties: By providing Content to MyAcademia.Zone, you confirm that you own the content or have permission from the owner to provide it to the website and its users. You also affirm that you have all the necessary rights to make the content available on the website and for use by other users. You further guarantee that your content does not violate any third-party rights, such as intellectual property, privacy, contractual, or copyright. You agree to pay any fees or obligations to third parties for the Content you provide. Lastly, you promise not to use the website in violation of any applicable law or academic regulations.
  • Content and Use:By uploading or submitting Content to MyAcademia.Zone, you are giving the website an irrevocable and nonexclusive license to use, distribute, modify, reproduce, and display the Content for any purpose, including commercial use. Other users will be able to access and use the Content for personal or educational purposes. MyAcademia.Zone is not responsible for the accuracy or appropriateness of any user-generated material, which may contain personal information, inaccuracies, or offensive content.
  • Prohibited Content and Activities: MyAcademia.Zone can limit, suspend or terminate access to its services without liability to users. Users are responsible for their actions on the website and should comply with all applicable laws and regulations. Users must not copy, alter, upload, or distribute any content that violates the law or infringes on any intellectual property rights. They must not engage in any unauthorized advertising, spamming, or collect personal data about other users. Users must not use the website to intentionally or unintentionally violate any applicable law or regulation, nor access the website in a way that utilizes its resources more heavily than necessary.
  • MyAcademia.Zone’s Proprietary Rights:This section states that all information, materials, and content on the MyAcademia.Zone website, except for user-generated content and intellectual property, are the property of MyAcademia.Zone and/or its licensors, and are protected by intellectual property rights. Users are not allowed to modify, copy, distribute, reproduce, republish, download, display, transmit, rent, or sell any MyAcademia.Zone content without prior written permission from MyAcademia.Zone.
  • Communications with the Site:MyAcademia.Zone encourages feedback and suggestions from users, but they are not obligated to act on them and can use them as they see fit, including for marketing purposes, without any obligation to the user. User’s feedback will not be attributed without their consent. The security of any communication or material transmitted to MyAcademia.Zone via the website or email cannot be guaranteed.
  • Copyright Policy: Users agree that they will not abuse their usage of MyAcademia.Zone and its services to reproduce, post, distribute, sell or modify any copyrighted material, trademarks or intellectual property belonging to third parties without obtaining prior written consent of the owner for such rights. MyAcademia.Zone reserves the right in its sole discretion to remove any and all Content posted by any user for any reason as MyAcademia.Zone sees fit. MyAcademia.Zone reserves the right and ability to terminate membership privileges of any User who infringes upon the copyright, trademarks and intellectual property of third parties upon notification to MyAcademia.Zone by the owner of the rights.

Additionally, it should be noted that the details mentioned in this legal notice may be shared with the individual who submitted the content that is claimed to be infringing. Moreover, it is important for you to ensure that you have a clear understanding of whether the content you have witnessed on the Website violates your copyright, as making false or bad faith allegations of copyright infringement through this process may result in negative legal consequences in your country.